Prophylactic surgery is recommended for some people
Prophylactic or risk-reducing surgery is recommended for certain people at increased risk of cancer due to an inherited genetic mutation. Expert medical guidelines encourage consideration of risk-reducing salpingo-oophorectomy, hysterectomy, mastectomy, etc. for individuals with specific mutations. See the Risk Management Guidelines for guidance as recommendations vary for different hereditary mutations.
Although these surgeries are preventive in nature, they are rarely covered by health insurers at 100%. Deductibles, coinsurance and copays often apply. In some cases, prophylactic surgery may not be covered at all. It is important to understand your insurance benefits before moving forward with risk-reducing surgery so you can plan appropriately for your out-of-pocket costs.